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Consolidate Your Debt Now Debt consolidation is combining several unsecured debts — credit cards, medical bills, personal loans, payday loans, etc. Instead of having to write checks to 5–10 creditors every month, you consolidate bills into one payment, and write one check.P2P Credit makes applying for a debt consolidation loan hassle free.Simply click apply, select your estimated credit score, and provide some basic information about your financial situation.If you have more than three debts and your creditors want different amounts of money at different times of the month you may find it difficult to co-ordinate your payments in a way that works with your budget.If this is the case, consolidating your debt into one easy and affordable loan may well be the answer.

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